1. ACCEPTANCE OF TERMS
www.banklocationmaps.ph provides its service to you, subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. You can review the most current version of the TOS at any time at: www.banklocationmaps.ph/terms-of-service/. In addition, when using particular www.banklocationmaps.ph services, you and www.banklocationmaps.ph shall be subject to any posted guidelines or rules applicable to such services that may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the TOS.
2. DESCRIPTION OF SERVICE
www.banklocationmaps.ph currently provides users with access to a collection of resources, including, various communications tools and personalized content through its network of properties (the "Service"). Unless explicitly stated otherwise, any new features that augment or enhance the current Service, including the release of new www.banklocationmaps.ph properties, shall be subject to the TOS. www.banklocationmaps.ph currently provides users with the ability to access other web sites on the Internet. You understand that for the purposes of the TOS www.banklocationmaps.ph does not operate the web sites that it links too or searches, merely because www.banklocationmaps.ph provides links to these sites. You understand and agree that the Service is provided "AS-IS" and that www.banklocationmaps.ph assumes no responsibility for the timeliness, accuracy, miss-delivery or failure to connect to other websites or personalization account. You are responsible for obtaining access to the Service and that access may involve third party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Service. You will be required to acknowledge you have read and understand the TOS by registering your acknowledgment through the www.banklocationmaps.ph website.
In consideration of your use of the Service, you agree to provide true, accurate, current and complete information about yourself as prompted by the Service's registration system (such information being the "Registration Data"). If you provide any information that is untrue, inaccurate, not current or incomplete, or www.banklocationmaps.ph has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, www.banklocationmaps.ph has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).
If you are under the age of eighteen (18), www.banklocationmaps.ph requires you to gain permission to register and use the service from a parent or guardian. Should you be under eighteen (18) and these TOS are wrongfully accepted without a parent or guardians permission, it is taken that the TOS will still apply as would ordinary transactions, freely chose, in ordinary market conditions.
4. USER CONDUCT
You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. This means that you, and not www.banklocationmaps.ph, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the Service. www.banklocationmaps.ph does not control the Content posted via the Service and, as such, does not guarantee the accuracy, integrity or quality of such Content. Under no circumstances will www.banklocationmaps.ph be liable in any way for any Content, including, but not limited to, for any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content posted, transmitted or otherwise made available via the Service.
4.1. What you cannot use the Service for
You must not use the Service, attempt to use the Service or allow the Service to be used in any way:
4.1.1. Breach of law
(a) which results in you or www.banklocationmaps.ph breaching, or being involved in a breach of a law, order or regulation (including a foreign law, order or regulation), a mandatory code of conduct; or a voluntary code of conduct that you have agreed to comply with;
4.1.2. Damage to property or people
(b) which results, or could result, in damage to property or injury to any person;
(c) to harass, menace or stalk people;
(d) to defame or slander any person, or infringe upon any person's privacy rights;
4.1.3. Protection of minors
(e) which harms minors in anyway.
(f) which enables a minor to access material inappropriate for a minor or to establish (or try to establish) contact with a minor not otherwise known to you;
(g) which unlawfully incites discrimination, hate or violence towards one person or group, for example because of their race, religion, gender or nationality;
4.1.5. Obscene, defamatory, offensive, abusive
(h) to send, display or be otherwise involved in material which is harassing, libelous, defamatory, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable material of any kind or nature;
(i) which is, or which would be considered by a reasonable person to be, offensive or abusive;
4.1.6. Illegal business practices and gambling
(j) to engage in any misleading or deceptive business or marketing practice;
(k) that involves providing or promoting illegal pyramid selling schemes or unlawful gambling or gaming activities;
(l) that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
(m) that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
(n) that intentionally or unintentionally violates any applicable local, state, federal or international law, including, but not limited to, regulations promulgated by the Australian Securities & Investment Commission, any rules of any federal or other securities exchange, including, without limitation, the Australian Stock Exchange, and any regulations having the force of law;
4.1.7. The rights of others
(o) which infringes www.banklocationmaps.ph's or any other person's rights (including intellectual property rights and moral rights);
(p) "stalk" or otherwise harass any person.
(q) which constitutes a misuse of www.banklocationmaps.ph's or any other person's confidential information; or
(r) which results in a breach by you of any obligation that you owe to any person.
4.2. What you cannot use the service to do
You are not authorised to access www.banklocationmaps.ph's computer systems or networks for any purpose other than to use the Service in accordance with these TOS.
You must not:
4.1.8. Interfering with services and systems
(a) interfere with the proper operation of the Service or any other part of www.banklocationmaps.ph's systems;
4.1.9. Newsgroups, forums and chatrooms
(b) use the Service to contribute to, or participate in, a Newsgroup, forum or chat room in a way that has an adverse effect on the proper operation of those Newsgroups, forums and chat rooms.
You must not use the Service, attempt to use the Service or allow the Service to be used:
4.1.11. Virus, denial of service attacks
(c) in connection with any program (including a virus, Trojan horse, worm, cancelbot, time bomb), or activity (including a Denial of Service attack), that is designed to provide or allow any form of unauthorized control of, or result in an adverse effect on, a computer, a network or data (whether the computer, network or data is www.banklocationmaps.ph's or anyone else's);
4.1.12. Open relay and port probing
(d) to access or use www.banklocationmaps.ph's or anyone else's systems, networks or data (including through open relay, port probing and the use of packet sniffers) without consent, regardless of whether or not such access or use has any adverse effect on the system, network or data;
(e) to impersonate any person or entity, including, but not limited to, a www.banklocationmaps.ph official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
5. www.banklocationmaps.ph CONDUCT
You acknowledge that www.banklocationmaps.ph and its designees:
(a) are not required to, but may, screen and filter Content in order to monitor compliance with the TOS.
(b) shall have the right (but not the obligation) in their sole discretion to refuse any Content that is available via the Service.
(c) without limiting the foregoing, shall have the right to remove any Content that violates the TOS or is otherwise objectionable.
You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by www.banklocationmaps.ph or submitted to www.banklocationmaps.ph. You acknowledge and agree that www.banklocationmaps.ph may preserve Content and may also disclose Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to:
(a) comply with legal process;
(b) enforce the TOS;
(c) respond to claims that any Content violates the rights of third-parties; or
(d) protect the rights, property, or personal safety of www.banklocationmaps.ph, its users and the public.
You understand that the technical processing and transmission of the Service, including your Content, may involve:
(a) transmissions over various networks; and
(b) changes to conform and adapt to technical requirements of connecting networks or devices.
6. CONTENT SUBMITTED
You shall be solely responsible for Content you submit or make available for inclusion on the Service ("Submitted Content") and the consequences of posting or publishing them. In connection with Submitted Content, you affirm, represent, and/or warrant that:
(a) you own or have the necessary licenses, rights, consents, and permissions to use and authorize www.banklocationmaps.ph to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all Submitted Content to enable inclusion and use of the Submitted Content in the manner contemplated by these TOS; and
(b) you have the written consent, release, and/or permission of each and every identifiable individual person in the Submitted Content to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the Submitted Content in the manner contemplated by these TOS.
For clarity, you retain all of your ownership rights in your Submitted Content. However, by submitting Content to www.banklocationmaps.ph, you hereby grant www.banklocationmaps.ph a world-wide, royalty free and non-exclusive sub-licenseable and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the Submitted Content in connection with the www.banklocationmaps.ph Website and www.banklocationmaps.ph's (and its successor's) business, including without limitation for promoting and redistributing part or all of the www.banklocationmaps.ph Website (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each user of the www.banklocationmaps.ph Website a non-exclusive license to access your Submitted Content through the Website, and to use, reproduce, distribute, prepare derivative works of, display and perform such Content as permitted through the functionality of the Website and under these TOS.
You agree to indemnify and hold www.banklocationmaps.ph, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another.
8. NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.
9. GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that www.banklocationmaps.ph may establish general practices and limits concerning use of the Service, including without limitation the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that www.banklocationmaps.ph has no responsibility or liability for the deletion or failure to store any data and other communications or other Content maintained or transmitted by the Service. You acknowledge that www.banklocationmaps.ph reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that www.banklocationmaps.ph reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.
10. MODIFICATIONS TO SERVICE
www.banklocationmaps.ph reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that www.banklocationmaps.ph shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
You agree that www.banklocationmaps.ph, in its sole discretion, may terminate your use of the Service, and remove and discard any Content within the Service, for any reason, including, without limitation, for lack of use or if www.banklocationmaps.ph believes that you have violated or acted inconsistently within the letter or spirit of the TOS. www.banklocationmaps.ph may also in its sole discretion and at any time discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Service under any provision of this TOS may be effected without prior notice. Further, you agree that www.banklocationmaps.ph shall not be liable to you or any third-party for any termination of your access to the Service.
12. DEALINGS WITH ADVERTISERS
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that www.banklocationmaps.ph shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.
The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because www.banklocationmaps.ph has no control over such sites and resources, you acknowledge and agree that www.banklocationmaps.ph is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that www.banklocationmaps.ph shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.
14. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(a) YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. www.banklocationmaps.ph EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
(b) www.banklocationmaps.ph MAKES NO WARRANTY THAT
(i) THE SERVICE WILL MEET YOUR REQUIREMENTS,
(ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE,
(iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE,
(iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND
(v) ANY ERRORS IN THE SERVICE WILL BE CORRECTED.
(c) ANY MATERIAL OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR MOBILE TELEPHONE OR COMPUTER OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
(d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM www.banklocationmaps.ph OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.
15. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT www.banklocationmaps.ph SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF www.banklocationmaps.ph HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:
(a) THE USE OR THE INABILITY TO USE THE SERVICE;
(b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE;
(c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
(d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR
(e) ANY OTHER MATTER RELATING TO THE SERVICE.
16. EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 14 AND 15 MAY NOT APPLY TO YOU.
17. SPECIAL ADMONITION FOR SERVICES RELATING TO FINANCIAL MATTERS
If you intend to create or join any service, receive or request any news, messages, alerts or other information from the Service concerning companies, stock quotes, investments or securities, please read the above Sections 14 and 15 again. They go doubly for you. In addition, for this type of information particularly, the phrase "Let the investor beware" is apt. The Service is provided for informational purposes only, and no Content included in the Service is intended for trading or investing purposes. www.banklocationmaps.ph and its licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the Service, and shall not be responsible or liable for any trading or investment decisions made based on such information.
Notices to you may be made via either email or regular SMS. The Service may also provide notices of changes to the TOS or other matters by displaying notices or links to notices to you generally on the Service.
19. TRADEMARK INFORMATION
www.banklocationmaps.ph, the www.banklocationmaps.ph logo, and other www.banklocationmaps.ph logos and product and service names are trademarks of www.banklocationmaps.ph Pty. Ltd. (the "www.banklocationmaps.ph Marks"). Without www.banklocationmaps.ph's prior permission, you agree not to display or use in any manner, the www.banklocationmaps.ph Marks.
20. GENERAL INFORMATION
The TOS constitute the entire agreement between you and www.banklocationmaps.ph and govern your use of the Service, superceding any prior agreements between you and www.banklocationmaps.ph. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. The TOS and the relationship between you and www.banklocationmaps.ph shall be governed by the laws of the State of Victoria, Australia without regard to its conflict of law provisions. You and www.banklocationmaps.ph agree to submit to the personal and exclusive jurisdiction of the courts located within the State of Victoria, Australia. The failure of www.banklocationmaps.ph to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect. You agree that regardless of any regulation or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the TOS are for convenience only and have no legal or contractual effect.
(a) Complainant's full name and, if applicable, name of complainant's business entity;
(b) Complainant's mailing address, daytime telephone number, facsimile number and email address;
(c) Description or identification of the allegedly infringing Material;
(d) Basis for asserting ownership of or exclusive license to Material;
Please email this information to [email protected] clearly marked "Infringement Notification".